Credit Reporting Errors

New York Bankruptcy Lawyer: Credit Report Errors and Debt Selling Scams

"I am your lawyer for as long as you have credit problems, not just during your case. I will fight back against creditors who think they can take advantage of you. I will get your credit reports corrected and if necessary, will sue the wrongdoers if we can. And the best part is that I will never charge you an up-front legal fee if I need to sue a creditor for you. That is my guarantee to you, my client." — Attorney David B. Shaev

This is how it is supposed to work: you file bankruptcy with the help of an experienced debt relief lawyer, your qualified debts are discharged or restructured, creditor harassment stops, and after a period of time, you rebuild your credit and financial stability. But for some reason you are still getting collections letters or harassing calls about debts that were eliminated in your bankruptcy. What is going on?

Credit Report Errors and Violations of Bankruptcy Law

Creditors and collection agencies seem reluctant when it comes to changing their records to reflect the fact that your debt has been discharged, even though they know that these credit report errors violate your legal rights. This is especially unfair, considering how quick they are to jump at the chance of charging late fees or interest on missed payments or overdue bills.

Some debt collectors take this one step further, knowingly trying to collect from consumers who no longer owe. Even worse, major banks are taking discharged debts and selling them in bundles to questionable agencies for collection — in clear violation of your rights and the law. If you think you have been a victim of a debt selling scam, call us immediately at (866) 396-7610.

Protecting Your Rights against Credit Report Errors and Wrongdoing

Respected attorney and consumer protection advocate David B. Shaev is at the forefront of fighting dishonest, predatory and illegal practices on the part of creditors and debt collectors. Our firm will demand that credit unions or credit agencies correct their records and will fight those who violate your rights in bankruptcy court or even in federal district court if necessary.

If you need the protection of an established New York City law firm against credit report errors or debt selling scams, contact our law office in Manhattan today.