New York Chapter 13 Bankruptcy Lawyer
Chapter 13 Bankruptcy
Do you need to wipe out credit card debt? Stop a foreclosure? Get creditors off your back? Do you need to catch up on some payments or obligations? Do you owe child support? Do you owe taxes? At the Law Offices of David B. Shaev, we help people file for Chapter 13 bankruptcy protection by evaluating their financial situation, explaining how they can avoid losing their home, and identify steps they can take now to start re-establishing their credit. Our office prepares necessary paperwork while taking calls from collection agencies and creditors so you won't be hassled at work or at home.
We can help you receive a fresh start by restructuring your debt under a Chapter 13 bankruptcy, to schedule a free consultation to learn how we can help you, contact bankruptcy attorney David B. Shaev today.
When Debt gets Out of Hand: Reasons for Filing Chapter 13 Bankruptcy
The Law Offices of David B. Shaev advises and represents clients filing for Chapter 13 bankruptcy involving the following reasons:
- The individual is behind in mortgage payments and seeks to save a house
- The individual has excessive debts or more than $50,000 worth of equity in his or her home
- The individual filed for and received a Chapter 7 discharge within the last eight years
- The individual has disposable income after paying reasonable living expenses
- The individual has assets which do not qualify for protection under a Chapter 7 bankruptcy
Am I Eligible to File for Chapter 13 Bankruptcy?
To qualify for a Chapter 13 bankruptcy, an individual must have a stable and steady source of income, and be able to pay back his or her debts (or a portion of the debts) by making monthly payments over a period of 36 to 60 months. A stable source of income can include multiple sources such as salary, spousal or other support, commissions, rent income or business earnings.
Our Chapter 13 Bankruptcy lawyer has a nearly perfect record of being able to successfully complete Chapter 13 bankruptcies. One reason we're successful is because we are rigorous in our pre-qualification process. Another reason is simply because we follow through on everything we're supposed to do in terms of court appearances and documentation. That said, a Chapter 13 is a more difficult legal process than a Chapter 7 consumer bankruptcy. To lower credit card debt and other debts with a Chapter 13 bankruptcy, you will need to attend a minimum of two court appearances.
For your benefit, we have provided additional overview information about bankruptcy on this website.
Personal Attention For Personal And Business Bankruptcies
Our Chapter 13 Bankruptcy attorney has helped people in Brooklyn, the Bronx, Queens, Midtown Manhattan, and Staten Island. Our clients also come from New York, Kings, and Westchester County. Each situation is unique, but the problem is similar - too much debt.
You can lower credit card debt with a Chapter 13 bankruptcy under the right circumstances. For some people this is their best option. However, each situation is different. Call or contact our bankruptcy law office to schedule an appointment for a free initial consultation. We can help.
watch
watch