Credit Scores And You – Part II

September 30, 2009

In our last report, I helped explain how a credit score is formulated and what factors are used to calculate your credit score. In this article, I will help explain what the credit score means to you and talk about some of the myths and truths concerning credit scores. NEGATIVE INFORMATION STAYS ON MY CREDIT [...]

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Credit Scores And You – Part I

September 29, 2009

This is the first in a series of articles concerning Credit Scores/Credit Score Myths/Credit Tips for Consumers. The first article deals with defining how credit scores are created and what credit scores means, to you, the consumer. Let’s start with a simple question and see if we can come up with a simple answer. The [...]

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Filing For Bankruptcy More Than Once

September 9, 2009

Generally, there is an 8 years requirement from the filing of a chapter 7 petition to the filing of a new petition. There is also a 4 year waiting period to file most chapter 13 petitions after the filing of a chapter 7 petition. However, there are certain situations which may differ from these rules. [...]

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Median Income For Filing For Bankruptcy In New York

September 8, 2009

The median income figure is based upon the average income in the entire State of New York. It is only a starting point in calculating whether you qualify for a Chapter 7 bankruptcy. Household size, where you live, secured debts and many other factors must be calculated in addition to your gross income to determine [...]

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Keeping A Credit Card After Filing For Bankruptcy In New York

September 7, 2009

When you file for bankruptcy in New York, ALL debts must be listed on the petition. Most creditors are contacted when a bankruptcy is filed and will close accounts upon notification of bankruptcy regardless of whether the debt is listed on the particular bankruptcy petition. When you file for bankruptcy you are under oath and [...]

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David Shaev Discusses The Myths Of Bankruptcy On CBS Channel 2

April 15, 2009
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How David Shaev Solves Student Loan Problems With Chapter 13 Bankruptcy

March 2, 2009
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David Shaev Discusses How To Save Homes In Bankruptcy

January 15, 2009
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Mortgage Modification In Bankruptcy

January 9, 2009
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